Travel Medical Insurance

Traveling abroad is exciting, fun and adventurous.  But challenges arise when illness or injury occur.     It can be difficult to maneuver through the medical systems in foreign countries especially with language barriers.  And there are potential financial risks as well.   Travel medical insurance can help protect you.  A typical domestic policy will cover the initial emergency medical bills for treatment that you receive outside of the country.  Note that Medicare doesn’t cover any services outside of the country.  There are costly expenses incurred as a result of a medical emergency that are generally not covered by domestic policies.   Examples are:

Emergency Medical Evacuations – costs associated with air or ground transportation to the nearest hospital that can provide necessary treatment

Emergency Reunion – travel costs for a friend or relative to come to the hospital where the insured has been admitted to

Return of Mortal Remains- costs associated with the return of mortal remains to the country of residence in the event of death occurring abroad

Return of Minor Children – cost for returning a minor child to the country of residence in the event of the hospitalization of the insured who was traveling alone with the minor child

Travel medical insurance is good for vacations, students, business trips, and missions.     You can buy short term and long term policies and individual and group policies.  There are a variety of deductible options, maximum limits and some options such as adventure sports riders.   Our travel carrier provides 24/7 access to you to international, multilingual qualified coordinators of emergency medical needs and international treatment.

As many policies do, be sure to check the rules surrounding preexisting conditions.    Learn more about the policies we offer by clicking here.